Older Couples Face Money Battles

As retirement approaches, it’s common for spouses to bicker more over money. Spending decisions,  helping out adult kids and investing the nest egg are all fodder for arguments. Manisha Thakor (Director  of Wealth Strategies for Women on the BAM ALLIANCE) weighs in on steps to help diffuse the situation.

Continue reading on Kiplinger.com

When Feelings of Comfort Trump Spreadsheet Math

Carl Richards, Director of Education at the BAM ALLIANCE shares a story on perspectives about money.

Continue reading at NYTimes.com

What You Need to Know About the Fed’s Move to Raise Interest Rates

So the Fed has finally decided to raise interest rates, ending months of rampant speculation. Director of Fixed Income Brian Haywood covers the why, what and how of the Fed’s rate hike, plus what you should do about it. Short answer? Nothing.

Webcast Recording: Testing Your Mettle: Headlines, Market Swings and Your Financial Plan with Larry Swedroe and Jared Kizer

Investors often hear about the importance of focusing on the long term when it comes to meeting your financial goals. But when the market shows its volatile side like it has recently, and the headlines scream ‘Panic!,’ it can be hard for even the most disciplined among us not to second-guess our plan.

Meredith Boggess (Marketing Director at The BAM ALLIANCE) moderates a proactive discussion and Q&A with Director of Research Larry Swedroe and Chief Investment Officer Jared Kizer. Using the current market swings as just a starter for broader discussion, Larry and Jared provide perspective for those tuned into the market activity and discuss how equity activity can and should be viewed through the lens of our investment policy and overall approach to financial planning.

Copyright © 2015, The BAM ALLIANCE. The BAM ALLIANCE. This material and any opinions contained are derived from sources believed to be reliable, but its accuracy and the opinions based thereon are not guaranteed. The content of this publication is for general information only and is not intended to serve as specific financial, accounting or tax advice. To be distributed only by a Registered Investment Advisor firm. Information regarding references to third-party sites: Referenced third-party sites are not under our control, and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Any link provided to you is only as a convenience, and the inclusion of any link does not imply our endorsement of the site.

Jon Sonnen & David Lindau recognized as lifetime members of the Texas Society of CPA’s

El Paso, Texas, July 20, 2015 – Jon Sonnen, CPA/PFS and David Lindau, CPA, CFP® of Lauterbach Financial Advisors, were recently recognized as Lifetime Members of the Texas Society of CPA’s. The Lifetime Membership is granted to individuals that have completed 40 consecutive years of membership in the organization. “When I started my career in accounting, I never imagined the changes that the field would experience”, said Jon Sonnen. “However, never forget that while technology might change, our job is to serve as our clients’ most trusted advisor, something that a computer might never be able to do”. Jon Sonnen serves as President and David Lindau serves as Senior Advisor at Lauterbach Financial Advisors, a Fiduciary Investment Management Firm based in El Paso, Texas .

Morningstar: DFA’s Disciplined Approach Earns It a Top Mark.

Dimensional Fund Advisors (DFA) is among the fund families we recommend our clients. Morningstar recently issued a new Stewardship Grade for them.
From the report:
“The firm’s overall grade–which considers corporate culture, fund board quality, fund manager incentives, fees, and regulatory history–is an A.”

 Continue reading on Morningstar’s Website.

What Kind of Risk is Present in Municipal Bonds?

Not all municipal bonds carry the same amount of risk.  (more…)

How Does the Stock Market Work?

Everyone talks about “the market” and few understand how it works. The following video, produced by Dimensional Fund Advisors, is intended to change that.

Eugene Fama Awarded Nobel Prize in Economic Sciences

 

We are thrilled to share the news that Eugene Fama, widely recognized as the “father of modern finance,” has been named a co-recipient of the 2013 Nobel Prize in Economic Sciences.

Professor Fama serves on Dimensional Fund Advisors’ (one of our strategic partners) board of directors and on its Investment Policy Committee, where he advises the firm on many of its strategies. He is also Chairman of the Center for Research in Security Prices at the University of Chicago Booth School of Business.

His work began in the 1960’s with the development of what’s known now as the Efficient Market Hypothesis, and since then, he’s worked extensively on understanding how financial markets work. 

It is rewarding to see such a high level of recognition given to Dr. Fama. His contributions have served as the bedrock of our investment philosophy since the day we opened our doors in 1999 and have shaped how we help our clients make investing less taxing and achieve their most important goals.

All of us at Lauterbach Financial Advisors congratulate Professor Fama on this great honor. 

Learn more: 

Wall Street Journal: A Nobel for the Random Walk of Stock Prices

Business Insider: Nobel Prize Winner Eugene Fama Explains Why You Have No Chance Of Beating the Market

Watch:

Eugene F. Fama: Economist. In this interview recorded in 2008 and conducted by Professor Richard Roll, Eugene F. Fama discusses his life, research, and contributions to the field of finance.

It’s Important to Be an Educated Investor

The following are some key investing principles that investors should know.

 

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