El Paso, TX, November 12, 2010. – Recognizing the importance of Social Security benefits as source of income for the majority of retirees, Lauterbach Financial Advisors has added Social Security planning to its client services.

“Social Security benefits should be treated as part of an individual’s full financial picture, by adding this service, we’re offering a tool to optimize their benefits and determine the ideal ages to file”, said Jon Sonnen, Vice President of Lauterbach Financial Advisors.

The decision of when to take Social Security is not the same for everyone. Among the factors that must be considered are: age, health, marriage status, income history, desire to keep working and taxation of benefits. Additionally, couples can utilize little known strategies designed to maximize the benefits they receive over their lifetime.

Lauterbach Financial Advisors is a fee-only financial planning firm that serves individuals, corporations, non-profit organizations and retirement plans. Through its Wise Investing Program, the firm provides an evidence-based investment philosophy that contrasts with traditional Wall Street methodologies.